This is one great way to put your personal stamp on a gift for someone special (or tailor it specifically to that someone special’s style). Start from scratch to make your own concert t-shirts, college t-shirts, funny t-shirts, gym t-shirts, mothers day t-shirt, fathers day shirts, valentines day shirts, birthday shirts or much more special occasions. Every order is reviewed by an expert artist, confirming that your design turns out exactly the way you envisioned it! Custom clothing is also an excellent gift idea for tradeshows, reunions or corporate gifts.
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Aug. 5, 2022, 12:44 AM +07 By Elliot Lewis U.S. mortgage rates have continued their decline, falling below 5% for the first time since April. According to a survey released by Freddie Mac on Thursday, the 30-year fixed-rate mortgage has fallen to an average of 4.99%. Just one week ago, rates were averaging around 5.30%. This is the second week in a row that mortgage rates have fallen, and it also marks the sharpest drop in the cost of borrowing money for a home since early July. Mortgage rates have been on a general upward climb for more than a year. This time last year, 30-year mortgages were hovering around 2.77%. Rates peaked in late June when they hit an average of 5.81%. The 15-year fixed-rate mortgage has also dipped, from 4.58% last week to 4.26%. But once again, these rates are still significantly higher than this time last year, when a 15-year fixed-rate mortgage averaged at 2.10%. Higher mortgage rates can make it more difficult for people to buy homes because a higher rate means a more expensive monthly payment, which can price some buyers out of the market. Housing demand dropped sharply in June in part due to the rising cost of borrowing. Housing prices have been on the decline as well, though they were still higher in June than they were a year ago, according to Black Knight, a mortgage software, data and analytics firm. “Lower mortgage rates, combined with signs of more inventory coming to the market, could lead to a rebound in purchase activity,” Joel Kan, the Mortgage Bankers Association’s associate vice president of economic and industry forecasting, said in a CNBC interview Wednesday. Get the Morning Rundown Get a head start on the morning’s top
the July gains were the best since February and well ahead of the 388,000 average job gain over the past four months. The BLS release noted that total nonfarm payroll employment has increased by 22 million since the April 2020 low when most of the U.S. economy shut down to deal with the Covid pandemic. The bureau noted that private sector payrolls are now higher than the February 2020 level, just before the pandemic declaration, though government jobs are still lagging. Recommended CONSUMER Coca-Cola’s newest flavor ‘Dreamworld’ supposedly tastes like dreams CONSUMER U.S. Postal Service asks for temporary postage hike for holiday season The unemployment rate ticked down, the result both of strong job creation and a labor force participation rate that declined 0.1 percentage point to 62.1%, its lowest level of the year. Economists have figured job creation to begin to slow as the Federal Reserve raises interest rates to cool inflation running at its highest level in more than 40 years. The strong jobs number coupled with the higher than expected wage numbers led to a shift in expectations for September’s expected rate increase. Traders are now pricing in a higher likelihood of a 0.75 percentage point hike for the next meeting, which would be the third straight increase of that magnitude.
Product detail for this product:
Suitable for Women/Men/Girl/Boy, Fashion 3D digital print drawstring hoodies, long sleeve with big pocket front. It’s a good gift for birthday/Christmas and so on, The real color of the item may be slightly different from the pictures shown on website caused by many factors such as brightness of your monitor and light brightness, The print on the item might be slightly different from pictures for different batch productions, There may be 1-2 cm deviation in different sizes, locations, and stretch of fabrics. Size chart is for reference only, there may be a little difference with what you get.
- Material Type: 35% Cotton – 65% Polyester
- Soft material feels great on your skin and very light
- Features pronounced sleeve cuffs, prominent waistband hem and kangaroo pocket fringes
- Taped neck and shoulders for comfort and style
- Print: Dye-sublimation printing, colors won’t fade or peel
- Wash Care: Recommendation Wash it by hand in below 30-degree water, hang to dry in shade, prohibit bleaching, Low Iron if Necessary
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